If you can’t go a day without listening to “Shake It Off,” “You Belong With Me,” “Cruel Summer” or “Love Story,” you might be a Swiftie, or one of the many Taylor Swift mega fans. Ever since she released her debut self-titled album at the age of 16, Swift has captured international audiences and had the whole world singing along to her lyrics. It should come as no surprise that she’s been able to amass quite a lot of money over the years.

Let’s take a look at how she did it, just how much she has and what would happen if her fortune was evenly distributed to every American.

How Did Taylor Swift Make Her Fortune?

As of mid-2025, Swift has a net worth of $1.6 billion, making her wealthier than the likes of NBA star Lebron James, former governor and actor Arnold Schwarzenegger and filmmaker and actor Tyler Perry. She recently became the richest female musician of all time, passing music icon Rihanna in the process.

One of the things that makes Swift unique is that the majority of her riches came from her music. Her music catalog, or her music’s earning potential, equates to an asset of around $600 million alone. She also has close to $800 million from touring and royalties. The final piece to Swift’s wealth is her real estate collection, valued at close to $110 million.

How Much Is $1.6 Billion?

So just how much does $1.6 billion amount to? If all of Swift’s assets were liquid and she wanted to spend them all on material items, it could present a challenge.

If Swift wanted to spend her entire fortune on Porsche 911 Carreras, which start at $127,700, she would need to purchase 12,529 of them. She already owns a customized Dassault Falcon 7X private jet, valued at $54 million, but if she wanted to buy a fleet of them, she could afford to buy 28 more.

Looking at her fortune a different way, the U.S. Bureau of Labor Statistics reported that the average consumer spends $77,280 in the U.S. each year. This number combines all areas of spending, including housing, transportation, food, insurance, cash contributions, education and miscellaneous items. Dividing that by 365 for each day of the year amounts to spending about $212 per day.

If Swift decided to live out the rest of her days spending exactly what the average American spends each day, she’d have enough in the bank to last just about 7,547,170 days, or 20,677 years, until she ran out of money.

What If Swift Shared Her Wealth With Everyone in the US?

With the current U.S. population around 342 million people, it’s an interesting thought experiment to see just how much each person would get if Swift’s wealth was evenly divided by all residents. Surprisingly, even with her staggering fortune, the answer isn’t an awful lot.

If you divide Swift’s $1.6 billion by the population of the U.S., each person would get about $4.68.

In other words, everyone in the U.S. would be able to head out and buy a Filet-O-Fish from McDonald’s and have a few cents left over. A family of four could pool their money together and total $18.72, which would be enough to cover one month of Netflix without ads.